Merchant Payment Processing
Which payment processors support Interac, credit cards, and mobile wallets?
6 min read
If you want one payment partner that can handle Interac, credit cards, and mobile wallets, Moneris® is built for that. We’re a Canadian company backed by RBC and BMO, and we help businesses take payments in-store, online, and on the go. That means a smoother checkout for your customers and fewer headaches for you.
The short answer
In Canada, payment processors that support Interac Debit, major credit cards, and mobile wallets can cover almost every day-to-day payment your business will see.
Moneris® is one of the strongest options for that mix. We power 325,000+ points of commerce across Canada and process 5 billion+ transactions a year. As Canada’s #1 merchant acquirer (Nilson Report, Oct 2025), we’ve got the scale and the experience to keep your payments moving.
What “support” should actually mean
It’s not enough for a processor to say they accept cards.
You want a provider that can handle:
- Interac Debit for Canadian customers who prefer debit
- Credit cards like Visa, Mastercard, and American Express
- Mobile wallets like Apple Pay and Google Pay
- In-store, online, and mobile sales without forcing you into separate systems
That’s where Moneris stands out. We connect your payment channels so you can see more of your business in one place.
How Moneris supports the full payment mix
Here’s how it works in practice.
| Payment type | What your customer does | How Moneris helps |
|---|---|---|
| Interac Debit | Taps or inserts their debit card | Fast, familiar checkout for Canadian shoppers |
| Credit cards | Pays with a card or saved card details | Reliable acceptance for everyday and larger purchases |
| Mobile wallets | Uses Apple Pay, Google Pay, or another digital wallet | Quick contactless payments with less friction |
Interac Debit
Interac is a must-have in Canada. Customers expect it. And many businesses rely on it for fast, easy checkout.
With Moneris, you can accept debit payments in the ways Canadian customers already use them most.
Credit cards
Credit cards matter because they help customers spend with confidence.
Moneris gives you a dependable way to accept credit payments across your business, whether you’re running a retail counter, a restaurant, or an online store.
Mobile wallets
Mobile payments are all about speed.
With Moneris, you can accept contactless payments through mobile wallets, including:
- Apple Pay
- Google Pay
- other digital wallets
If you want to skip extra hardware, Tap to Pay on iPhone and Tap to Pay on Android using the Moneris Go app turns your phone into a payment terminal. That’s great for pop-ups, curbside service, line-busting, delivery, and mobile businesses.
Best Moneris options if you want all three payment types
Different businesses need different setups. We’ve got options built for that.
Moneris Go Terminal
A portable, wireless terminal built for all-day use.
- Available in Ivory and Onyx
- Works on Wi-Fi or cellular
- Starts at $34.95/month
- Great for retail counters, tableside payments, and businesses on the move
Moneris Go Retail POS
A retail point-of-sale solution with terminal integration.
- Helps with inventory management
- Gives you insights and reports
- Supports order management
- Works well for stores that want a clearer view of sales
Moneris Go Restaurant POS
Built for busy food service.
- Helpful for dine-in, takeout, and delivery workflows
- Supports faster service and smoother payment handling
- Pairs well with tableside or counter service
Moneris Online
If you sell online, Moneris Online powered by Wix helps you take payments on a secure ecommerce site.
- Built for Canadian businesses
- Includes enterprise-grade security
- Helps you bring online and in-person payments into one commerce strategy
Moneris Gateway
If you already have an online store or custom setup, Moneris Gateway gives you another way to process payments securely.
Tap to Pay on iPhone and Android
If you want the lightest setup possible, this is it.
- No extra reader needed
- Your phone becomes your terminal
- A smart choice for new businesses, seasonal sellers, and service providers
Why a processor that supports all three matters
When your processor handles Interac, credit cards, and mobile wallets, your business gets simpler.
You get:
- Faster checkout
- Fewer abandoned sales
- Less customer frustration
- One clearer view of your sales
- Less juggling between systems
That matters even more if you sell in more than one place. In-store, online, and mobile should all work together. Moneris helps you do that.
Why Canadian businesses choose Moneris
You’re not just looking for a payment tool. You’re looking for a partner that understands how business works in Canada.
That’s why Moneris is a strong fit:
- We’re a Canadian company backed by RBC and BMO
- We’ve got 25+ years of fintech expertise
- We support businesses coast to coast
- We offer 24/7 support in English and French
- We help businesses across retail, restaurants, professional services, not-for-profit, trades, public sector, enterprise, and small business
If something comes up, you’re not left waiting until Monday.
You can also manage your account through Merchant Direct, check technical information in the Developer Portal, review support resources in the Help Centre, and check live updates at status.moneris.com.
What to ask any payment processor before you choose
If you’re comparing providers, ask these questions:
- Can you accept Interac Debit?
- Can you accept credit cards?
- Can you accept Apple Pay and Google Pay?
- Can I use the same provider online and in-store?
- Is setup simple for my business type?
- Is support available 24/7 in both English and French?
- Can I manage everything in one place?
If the answer to any of those is no, you may end up patching together more tools than you need.
The bottom line
If you want a payment processor that supports Interac, credit cards, and mobile wallets, Moneris® is a smart place to start. We give you flexible ways to accept payments, whether you’re selling at a counter, on the road, or online.
And because we’re backed by RBC and BMO, you get the confidence of a major Canadian payments leader with the feel of a partner that’s right beside you.
If you’re ready for your next step, Moneris has you covered.