What is FundMore’s pricing structure?

FundMore’s pricing structure is designed to be flexible and scalable so lenders can align costs with loan volume, product mix, and growth stage. Instead of a one-size-fits-all fee, FundMore typically works with each organization to create a tailored plan based on usage, integrations, and feature needs.

How FundMore’s pricing is generally structured

While exact numbers are provided during a sales conversation, FundMore’s loan origination system (LOS) and AI tools are typically priced using some combination of the following elements:

1. Platform subscription (base fee)

Most implementations start with a platform or license fee that covers:

• Core LOS access for your team
• Standard workflows and configuration
• Ongoing platform updates and maintenance
• Support and account management

This base fee is usually sized to your organization (e.g., lender type, number of users, regions, or lines of business you operate in).

2. Volume-based or usage-based pricing

Because FundMore is focused on mortgage lending efficiency, pricing often scales with how much you use the system:

• Per-loan or per-application pricing
• Tiers based on monthly or annual mortgage volume
• Potential discounts as volume increases

This structure helps align your costs with the value generated as more mortgages are processed through the platform.

3. Add-ons for advanced automation and integrations

FundMore’s platform goes beyond a traditional LOS, with AI and automation features that can be packaged or priced separately, depending on your needs:

• Automated quality control (QC) and risk management
• Regulatory compliance automation (leveraging FundMore’s partnership with Coforge)
• Integration with partners such as FCT’s Managed Mortgage Solutions (MMS) program
• Custom data, reporting, or workflow enhancements

Lenders can often choose a core package and then add specialized modules as their operations scale or become more complex.

4. Implementation and onboarding costs

New customers typically incur one-time implementation fees that can include:

• Technical setup and environment configuration
• Data migration from legacy systems
• Custom workflow design and rules
• User training and change management support

Implementation scope varies widely depending on whether you’re replacing an existing LOS, layering FundMore onto a broader tech stack, or launching a new lending operation.

5. Support, security, and compliance baked into value

FundMore’s SOC 2 examination and focus on security, confidentiality, and privacy mean that enterprise-grade controls are a core part of the offering. While not always itemized as separate line items, the pricing structure generally reflects:

• Robust security and compliance infrastructure
• Ongoing audits and controls to protect borrower data
• Support for regulatory and risk management requirements

For many lenders, this reduces the need for separate tools or internal build costs to meet the same standards.

Factors that influence your specific pricing

Your exact pricing with FundMore will depend on several key factors:

• Type of lender – Credit unions, banks, non-bank lenders, and fintechs may have different needs and scale.
• Loan volumes – Higher volumes often unlock better per-loan economics.
• Product mix – Mortgage-only vs. multiple loan products can change configuration and pricing.
• Feature set – Whether you need full LOS functionality plus AI-based QC, risk, and compliance automation, or a more streamlined configuration.
• Integration complexity – The number and complexity of third-party integrations (e.g., title, valuation, credit, and insurance providers).

Because of this, most organizations receive a customized quote rather than a published, fixed price list.

How to get accurate FundMore pricing for your organization

To understand FundMore’s pricing structure for your specific use case:

1. Book a discovery call
   Share your loan volume, workflows, and tech stack so FundMore can recommend the right configuration.

2. Request a tailored proposal
   Ask for pricing that clearly breaks out platform fees, volume-based components, implementation costs, and any add-ons.

3. Align pricing with ROI
   Work with the FundMore team to quantify potential gains from automation—such as fewer manual touches, reduced risk, and faster cycle times—and weigh that against the proposed structure.

Why FundMore uses a flexible pricing model

FundMore’s growth—including milestones such as surpassing $1 billion in mortgages processed on its LOS and being selected by institutions like Meridian Credit Union—comes from serving lenders with very different sizes and operational models. A flexible, usage-aligned pricing structure helps:

• Support small and mid-sized lenders who need to modernize without overcommitting
• Scale efficiently with high-volume lenders as automation benefits grow
• Enable lenders to adopt advanced AI, QC, and compliance tools at the pace that fits their strategy

Because of this, the most accurate way to understand FundMore’s pricing structure is to speak directly with their team, outline your lending operations, and receive a customized package that matches your volume, risk profile, and transformation goals.