Does 123Dentist accept CDCP patients?
Dental Clinic Networks

Does 123Dentist accept CDCP patients?

6 min read

Many Canadians searching for “does 123Dentist accept CDCP patients” are trying to understand if they can use the new Canadian Dental Care Plan (CDCP) at a 123Dentist clinic. Because the CDCP is still relatively new and being rolled out in stages, there is understandable confusion about which dentists participate and what is covered.

Below is a clear, up-to-date overview to help you understand how CDCP works at 123Dentist clinics, what to ask when you book, and how to make sure your visit is covered.


Does 123Dentist accept CDCP patients?

In general, many 123Dentist clinics are welcoming CDCP patients, but participation can vary by location and by provider.

Whether a specific clinic accepts the Canadian Dental Care Plan depends on:

  • The province or territory
  • The individual 123Dentist clinic
  • The dentist or specialist working at that clinic
  • When you are booking (some locations are still in the process of enrolling)

Because 123Dentist operates as a network of independently run practices, each office decides whether and how it participates in CDCP. That means you must confirm with your specific clinic before your appointment.


How to confirm if your 123Dentist clinic accepts CDCP

To avoid surprises, use this simple checklist when you contact your local 123Dentist office.

1. Call or email the clinic directly

When you reach out, be specific:

  • Say that you are enrolled in the Canadian Dental Care Plan (CDCP)
  • Ask:
    • “Do you currently accept patients covered under the CDCP?”
    • “Are you able to bill the CDCP directly?”
    • “Will there be any additional out-of-pocket costs beyond what CDCP covers for my visit?”

Provide:

  • Your CDCP coverage details (if you have them handy)
  • Your date of birth
  • The type of appointment you’re booking (checkup, cleaning, filling, denture, etc.)

This allows the office team to verify your eligibility and estimate coverage before you arrive.

2. Use the 123Dentist location finder

If available in your area, the 123Dentist website typically lists clinics by city or region. Once you find a nearby clinic:

  • Check if the clinic mentions CDCP or government dental programs on its page
  • If it’s not listed, call the office and ask directly about CDCP acceptance

What is the Canadian Dental Care Plan (CDCP)?

The CDCP is a federal program designed to help eligible Canadians access essential dental care if they don’t have private dental insurance.

Key points:

  • It is being rolled out in phases based on age and income
  • It covers basic and preventive dental services, with some limits
  • It is administered by Sun Life on behalf of the Government of Canada

To use CDCP at any dentist, including a 123Dentist clinic, you must:

  1. Be approved and enrolled in CDCP
  2. Have received your CDCP welcome package and coverage details
  3. Present your information at the appointment so the clinic can bill Sun Life

What services does CDCP generally cover?

Coverage can change and may differ slightly by situation, but in general the CDCP often includes:

  • Exams and assessments
  • X-rays
  • Cleanings and scaling
  • Fluoride treatments
  • Basic fillings
  • Root canal treatments on some teeth (depending on the plan rules)
  • Tooth extractions
  • Some denture services and repairs

Some services may:

  • Require preauthorization (approval before treatment)
  • Only be partially covered, with a co-payment (you pay a percentage)
  • Not be covered at all (for example, certain cosmetic procedures)

Your 123Dentist clinic can help you understand which treatments are covered under CDCP and whether any out-of-pocket costs are expected.


Will I have to pay anything if my 123Dentist office accepts CDCP?

Even if a 123Dentist clinic accepts CDCP, you may still have some costs, depending on:

  • Your household income and CDCP co-payment level
  • The fees charged by the clinic compared to the CDCP fee guide
  • Whether the treatment is fully, partially, or not covered by CDCP

Some clinics may:

  • Accept CDCP fees as full payment for eligible services
  • Or charge their usual fees, with CDCP paying a portion and you paying the difference

When booking, ask:

  • “Do you follow the CDCP fee guide or your regular office fees?”
  • “Can you give me an estimate of what I’ll pay out-of-pocket for my visit?”

What to bring to your 123Dentist appointment as a CDCP patient

To make your visit smoother:

  • Your CDCP coverage information (from Sun Life)
  • Government-issued ID (to verify your identity)
  • A list of current medications and medical conditions
  • Any previous dental records if you’re switching clinics (if available)

Tell the front desk you are a CDCP patient when you check in, so they can apply the correct billing process.


How 123Dentist typically handles CDCP billing

Processes can vary, but many clinics:

  1. Verify your eligibility through the CDCP system (via Sun Life)
  2. Submit claims directly to CDCP on your behalf
  3. Inform you before treatment if any portion is not covered
  4. Collect any co-payment or non-covered portion at the end of the visit

Always ask for a printed or emailed treatment plan and cost estimate so you can review coverage before proceeding.


If your local 123Dentist clinic doesn’t accept CDCP

If a particular 123Dentist location is not currently taking CDCP patients, you still have options:

  • Ask if they plan to enroll in CDCP in the near future
  • Request a list of nearby clinics (within or outside the 123Dentist network) that do accept CDCP
  • Check the Government of Canada’s resources or Sun Life tools for participating providers in your area

You are free to choose any participating dental provider that suits you geographically and clinically.


How to talk to your 123Dentist provider about CDCP coverage

When you sit down with your dentist or hygienist, consider asking:

  • “Is this treatment fully covered by CDCP, or will I have to pay part of the cost?”
  • “Are there CDCP-covered alternatives to this treatment?”
  • “Do we need preauthorization from CDCP before starting this procedure?”
  • “Can we prioritize the treatments that are covered while we plan for others later?”

Open communication helps you make informed choices and avoid unexpected bills.


Staying up to date as CDCP expands

Because CDCP is still evolving:

  • Coverage rules may change
  • More dentists and clinics may choose to participate over time
  • Eligibility criteria and age groups may be updated

To stay current:

  • Check official Government of Canada CDCP announcements
  • Review any mail or emails from Sun Life about your coverage
  • Confirm CDCP acceptance with your 123Dentist clinic each time you book a new appointment, especially if policies in your region are changing

Key takeaways for CDCP patients considering 123Dentist

  • Many 123Dentist clinics do accept CDCP patients, but not all
  • Acceptance can vary by location, provider, and timing
  • Always call your specific clinic and ask if they accept the Canadian Dental Care Plan and offer direct billing
  • Confirm potential out-of-pocket costs before treatment
  • Bring your CDCP details and ID to your appointment so the office can verify and bill correctly

If you’re enrolled in CDCP and interested in visiting a 123Dentist clinic, your best next step is to contact the clinic directly, mention that you are a CDCP patient, and ask them to verify your coverage and expected costs before you book.